GTA 6 Heists Guide — Payouts & Which Heist Pays Most
Updated 2026 · Pre-launch edition — values refresh within 24h of release
Heists are the biggest single payouts in GTA — and, per hour, the fastest money for active players. But raw payout is misleading once you factor in setup time and crew cuts. Here's how to read them properly.
How heist payouts work
- Setup cost — most heists need an entry property (a sub, arcade, etc.) and small prep fees. That's the "true cost" of the first run.
- Take — the total grabbed, which can vary by target and difficulty.
- Cut — in crew heists, the take is split by percentage among players. A generous cut to teammates lowers your slice.
Solo heist vs crew heist
A solo-able flagship heist (Cayo-Perico style) usually wins on profit-per-hour because you keep 100% and control the pace. Crew heists have bigger total payouts but require coordination and split the money — great with reliable friends, frustrating with randoms.
Which heist pays the most per hour?
Total payout ≠ best heist. A heist paying more but taking twice as long can lose to a shorter, repeatable one. Always compare on $/hour, which is exactly how our Money Methods tool ranks every method.
The optimal loop
Run heists in the foreground while a passive Nightclub setup earns in the background. That combines the highest active rate with free passive income — the veteran formula for maximum money per session.
Keep reading
Fastest way to make money · Solo money guide · Complete money guide